AI
Coach
Your personal CFO, running 24/7. Capira's AI reads your cash flow, flags inefficiencies, and delivers plain-English guidance before problems become patterns.
AI Financial OS · Now in Beta
The AI Financial Operating System
Built for freelancers, creators,
entrepreneurs, and modern workers.
Demo coming soon
AI Financial Coach
Your money,
Meet your AI Coach
Your money,
understood.
Ask anything in plain English. Capira’s AI knows your full financial picture—income, spending, goals, risk—and answers with real, actionable clarity.
Instant answers to complex financial questions
Personalized to your unique financial reality
Context-aware across your entire portfolio
Everything you need
Built for the way
modern money moves.
Six intelligent modules. One unified operating system.
AI
Wealth
Dashboard
Every account. Every asset. One living number that updates in real time.
Tax
Vault
Set aside the right amount every invoice. Never face a surprise bill again.
Debt
Optimization
Avalanche or snowball — Capira runs both simulations and shows you the fastest path to zero.
Goal
Tracking
From emergency fund to first property — every milestone mapped and measured.
Bank
Connections
One-tap connection to 10,000+ institutions. Plaid-powered sync that updates every time money moves — not every time you remember to check.
Chase
Wells Fargo
Bank of America
Citi
+9,996 more
10K+
institutions
Financial Clarity
See where every dollar goes.
Capira maps your complete financial flow—income, expenses, savings, investments—so nothing hides in the noise.
94%
of transactions auto-categorized
8s
to sync all accounts
$360
avg monthly savings found
12k+
users tracking their wealth
PROJECTED WEALTH
$1.2M by 2042
On Track
AI Forecasting
See years
See years
ahead.
Capira models your financial trajectory based on real behavior—not generic assumptions—so you can make decisions today with confidence about tomorrow.
2026
Emergency fund complete — 6 months of expenses secured at your current rate.
2029
$300k net worth — Debt-free with a growing investment portfolio.
2034
Mortgage payoff window — Option to pay off early and accelerate wealth.
2042
Financial independence — $1.2M in assets. Retire or keep earning—your choice.
Security
Your financial life deserves
enterprise‑grade security.
We built Capira’s security layer from first principles — not as an afterthought. Every technical claim below is factual, auditable, and in place today.
Secure bank connections
Capira connects to your bank via Plaid and Finicity — regulated, SOC 2 Type II certified data aggregators. We request read-only access. We never see, store, or transmit your banking credentials.
- Read-only OAuth — no credentials shared with Capira
- Plaid is SOC 2 Type II, ISO 27001 certified
- Connections can be revoked from your bank at any time
Encryption, in transit and at rest
All data moving between your device and Capira’s servers is encrypted using TLS 1.3. Stored data is encrypted at rest with AES-256 — the same standard used by financial institutions worldwide.
- TLS 1.3 for all data in transit
- AES-256 encryption at rest
- Encrypted backups with automated key rotation
Privacy-first architecture
Your financial data is never sold, shared with advertisers, or used to train third-party AI models. Capira’s AI features run on your data for your benefit — and only yours.
- Zero data selling — ever
- No advertising tracking on financial data
- Full data export and deletion available on request
256‑bit
AES encryption
TLS 1.3
In-transit security
Read-only
Bank access model
$0
Data sold to third parties
Start Free Today
Make smarter
financial decisions.
Join thousands building real wealth with Capira. Free to start, powerful from day one.
4.9/5 average rating
Bank-level 256-bit encryption
No credit card required
Cancel anytime
Pricing
Financial clarity for every stage of your journey.
Start free and upgrade when you’re ready for deeper insights and personalized guidance.
Free
$
0
/month
For users getting started on their financial journey.
- Budget Tracking
- Expense Categories
- Financial Dashboard
- Goal Tracking
- Basic Insights
Most Popular
Pro
$
9
.99
/month
For users serious about improving their finances.
- Everything in Free
- AI Financial Coach
- Spending Analysis
- Tax Forecasting
- Cash Flow Insights
- Goal Optimization
- Priority Support
Elite
Elite
$
19
.99
/month
For power users focused on wealth growth and optimization.
- Everything in Pro
- Advanced Forecasting
- Wealth Planning Tools
- Debt Optimization
- Financial Health Scoring
- Premium AI Recommendations
- Early Access Features
Compare plans
Everything you need, nothing you don’t.
| Feature | Free | Pro | Elite |
|---|---|---|---|
| Budget Tracking | |||
| Goal Tracking | |||
| AI Coach | |||
| Cash Flow Analysis | |||
| Tax Forecasting | |||
| Wealth Planning | |||
| Debt Optimization | |||
| Priority Support | |||
| Early Access Features |
One financial decision can be worth thousands.
Capira helps identify opportunities, reduce financial friction, and make smarter decisions with confidence. The insight you get from one month of Pro can cover the cost for years.
$2,400
avg. annual savings identified
34%
reduction in unnecessary spend
3×
faster goal achievement
92%
of users feel more financially confident
Get started today
Invest in your future.
Join the next generation of financial intelligence.
256-bit encryption
Cancel anytime
No credit card required
GDPR & CCPA compliant