Capira

The future of
financial intelligence.

A smarter way to manage money, taxes, and long-term wealth.

01

AI Financial
Coach

Your money, finally in plain language.

Capira's AI coach answers every financial question — from optimizing tax deductions to building an emergency fund — with context-aware intelligence trained on real financial data.

  • Available 24/7
  • Personalized to your profile
  • Backed by real data
02

Wealth
Dashboard

Everything you own, in one view.

A real-time overview of your complete financial picture — assets, liabilities, investments, and net worth — updated automatically as your accounts change.

  • Live net worth tracking
  • Cross-account visibility
  • Historical wealth trends
03

Cash Flow
Intelligence

Know what's coming before it arrives.

Capira maps your income, bills, and spending patterns into a predictive cash flow model — so you never get caught off-guard by a month-end shortfall.

  • Bill predictions
  • Income forecasting
  • 90-day visibility
04

Tax
Vault

Tax season, without the terror.

Capira organizes your deductibles, estimates your liability year-round, and surfaces tax-saving opportunities before they expire — so April is never a surprise.

  • Year-round estimates
  • Deduction tracking
  • Self-employment ready
05

Debt
Optimization

A smarter path out of debt.

Capira models multiple payoff strategies — avalanche, snowball, custom — and shows you the fastest, lowest-cost route to zero, personalized to your cash flow.

  • Payoff modeling
  • Interest savings calculator
  • Strategy comparison
06

Goal
Tracking

From intention to achievement.

Set financial goals — emergency fund, house deposit, sabbatical — and Capira calculates exactly what it takes to get there on time, adjusting as your finances evolve.

  • Milestone tracking
  • Contribution modeling
  • Timeline adjustments
07

Secure Bank
Connections

Connect once. Trust always.

Your bank connections are powered by Plaid and Finicity — read-only OAuth, SOC 2 Type II certified. Capira never sees, stores, or transmits your banking credentials.

  • Read-only OAuth
  • SOC 2 Type II
  • Revocable at any time
08

Financial
Forecasting

Six months ahead, today.

Capira's forecasting engine analyzes income patterns, recurring expenses, and seasonal spending to project your financial position weeks or months into the future.

  • 6-month projections
  • Scenario modeling
  • Confidence intervals