AI-powered personal finance

Take control of your money. Plan what’s next.

Capira brings your financial picture together in one place, helping you understand your spending, track your progress, and make smarter decisions about what comes next.

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Available on iPhone. Android coming soon.

Good morning

Your dashboard

Net position

$18,420

▲ $640 this month

Spent

$2,180

Income

$3,900

Dining budget$310 / $400

Debt payoff goal$4,200 / $6,000

One clear financial picture Private & secure by design Built for variable income Plan ahead with insights

The problem

Your financial life shouldn’t feel scattered.

Your money lives in a dozen different places — accounts, cards, bills, income, debt, budgets, and goals. Capira helps bring the important pieces together so you can get a clearer picture of where you actually stand.

Core features

Everything you need to understand your money.

Financial dashboard

See your financial picture in one place — balances, spending, budgets, and goals at a single glance.

Spending & budgeting

Understand where your money is going and stay aware of your spending as the month unfolds.

Financial goals

Set goals that matter to you and track your progress toward them over time.

AI-powered insights

Use AI-powered insights to help identify patterns and better understand your financial information.

Debt planning

Keep your debt visible in one place and work steadily toward paying it down.

Plan ahead

Prepare for upcoming expenses and financial obligations instead of reacting at the last minute.

Capira AI Coach

Online

How much can I realistically put toward my debt this month?

Based on your current spending and upcoming expenses, here’s how your month looks: after your usual bills and a small buffer, you have roughly $420 of flexibility. Putting $300 toward debt still keeps you comfortable for the rest of the month.

What if a slow week comes up?

Illustrative example. Capira provides informational insights, not personalized financial advice.

AI financial coach

A smarter way to think about your finances.

Capira doesn’t just show you numbers — it helps you make sense of them. Using AI-powered insights, it helps you understand your financial information and think through your next steps, in plain language.

Understand patternsAsk real questionsThink ahead

Built for real life

When your income changes, your plan should adapt.

Variable income makes planning harder — some months are strong, others are quiet. A clearer view of your income, spending, and upcoming obligations makes it easier to plan around the ups and downs instead of guessing.

FreelancersContractorsGig workersEntrepreneursIndependent workers

The bigger picture

Knowing where you stand changes what you can do next.

Financial stress often comes from uncertainty — not from the numbers themselves, but from not knowing them.

How much did I spend?What bills are coming?How much can I safely spend?How much debt do I have?Am I making progress?

Capira helps turn scattered financial information into a clearer picture.

Clarity is the first step toward better decisions.

How it works

Clarity in three steps.

Connect

Bring your financial information together in one place.

Understand

See your spending, budget, goals, and financial picture, all in one view.

Plan

Use your financial information and Capira’s insights to make better decisions about what’s next.

Get started

Your money. Your goals. Your next move.

Get a clearer picture of your finances with Capira.